Replacing Lost or Damaged Electronic Devices

When an insurance claim involves technology, the valuation that the lost or damaged item receives can be surprising to the insured. It is important to get the right coverage so there are no disappointments at the claim time. For years, the cliche about buying a new automobile was that it lost a forth of its [...]

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National Health Care Reform Updates & Information

http://www.healthcareexchange.com/

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Hurricane Irene Disaster Resources

Federal Recovery Assistance for Businesses www.nj.gov/njbusiness Federal Emergency Management Agency, Businesses and Individuals http://www.fema.gov/

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Network Security and Privacy Breach Liability Insurance for Businesses

Most businesses perform at least some of their work online, which makes networks and computers susceptible to security breaches from inside and outside sources, such as hackers. Our own national defense department has been hacked many, many times despite millions of dollars spent trying to prevent such instances. In particular, if you store private information [...]

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Springtime Review of Homeowners and Flood Insurance

Did you know that Homeowners policies do not cover losses due to flooding? Some policies even need to be properly endorsed to include water backup from sewers and drains. Spring is a good season to review these coverages prior to the upcoming hurricane season here on the East Coast. Further, although your mortgage company may [...]

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Flood Insurance Lapse Adds to Residents’ Concerns

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Identity Theft Coverage in NJ

We recognize the need for special protection against identity theft, and we represent several companies who offer Identity Theft Coverage under a Homeowners Policy. The coverage provides expenses related to recovering from the resulting damage, such as: personal time spent rectifying records; costs of producing, notarizing and distributing documents; telephone charges; research fees; loan fees, [...]

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Long Term Care Insurance in NJ

A Great Way to Pay the High Costs of Nursing Home and Home Health Care Services Many people are becoming increasingly familiar with the high costs of caring for the elderly or infirm who need the services of a nursing home, assisted living facilities or home health care. However, not everyone knows about how a [...]

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Employment Practices Liability Insurance in NJ

For both small and large businesses, there is an increasing need to provide coverage for law suits arising out of issues relating to Employee Hiring and Firing, Sexual Harassment and Discrimination. As the frequency and severity of such claims increases, it is important for all employers to understand that there is no coverage under the [...]

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